Comprehensive Coverage, Customized for Your Business Needs

We provide tailored commercial insurance solutions that protect your business from every angle. We offer a wide range of business insurance coverage including General Liability Insurance, Workers’ Compensation, Commercial Auto Insurance, and Business Owner’s Policies (BOP) to help safeguard your property, employees, and day-to-day operations.

We work closely with you to match your business with coverage that fits. With access to top-rated carriers and personalized service, Prime Insurance Services makes it easy to get affordable, reliable business insurance without the hassle.

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Our Commercial Insurance Offerings

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General Liability Insurance

Protects against everyday business risks and third-party claims.

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Commercial Auto Insurance

Covers your business vehicles, drivers, and road-related risks.

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Commercial Property Insurance

Safeguards your building, equipment, and inventory from damage or loss.

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Business Owner's Policy (BOP)

Combines property and liability coverage in one streamlined policy.

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Professional Liability (E&O)

Covers service-based businesses against errors, omissions, and negligence claims.

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Product Liability Insurance

Protects your business from claims related to product defects or harm.

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Employee Benefit Liability

Covers errors or omissions in administering employee benefit plans.

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Bonds

Guarantees your business obligations with trusted financial backing.

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Employment Practice Liability Insurance (EPLI)

Protects your business from claims related to wrongful termination, discrimination, harassment, and more.

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Business Personal Property (BPP)

Covers the physical assets your business owns, like furniture, equipment, and inventory, whether at your location or in transit.

Ready to Protect Your Business?

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You have questions.
We have answers.

What do I need to know about Commercial Insurance?

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Commercial insurance is designed to protect your business from a wide range of risks. This includes coverage for damage or loss to business property such as vehicles, office equipment, and inventory. It can also provide protection against income loss if you're forced to temporarily close due to a covered event. Additionally, commercial insurance may cover crimes like burglary, robbery, and even employee dishonesty.

What are my coverage options?

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Flexibility is at the core of how we protect your business. Whether you run a small business, mid-sized company, or a large-scale operation, we offer customizable commercial insurance packages built around your specific needs. Our licensed agents specialize in different business sectors, allowing them to match you with the right coverage, limits, deductibles, and enhancements — including options for niche and specialty markets. From core protections like General Liability and Commercial Property to industry-specific add-ons, we help tailor a policy that fits how you operate. Have questions? Call us toll-free at (888) 548-5444 to speak with a commercial insurance expert today.

What are the benefits of Commercial Auto Insurance?

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Commercial Auto Insurance offers essential protection for businesses that rely on vehicles. Key benefits include:


  • Liability Coverage protects your business if you're held legally responsible for injuries or property damage caused by a company vehicle.

  • Collision Coverage covers the cost of repairs to your vehicle if it's damaged in an accident or overturn.

  • Comprehensive Coverage provides protection against non-collision events like fire, theft, vandalism, or glass breakage.

  • Rental Reimbursement helps pay for a temporary replacement vehicle if your business vehicle is out of service due to a covered loss.

What are the benefits of Business Owners Insurance?

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A Business Owner’s Policy (BOP) combines several essential coverages into one convenient, cost-effective package, helping protect your business from a wide range of risks. Key benefits include:

  • Property Coverage: Protection for your office space, equipment, tools, and inventory in case of fire, theft, or other covered damage.
  • Business Interruption Coverage: Helps replace lost income if you need to temporarily close your business due to a covered event.
  • Liability Protection: Covers certain legal claims such as bodily injury, property damage, personal injury (e.g., slander, libel), and advertising-related offenses.
  • Commercial Auto Liability (optional add-on): Covers liability exposures from operating business vehicles.
  • Crime & Theft Coverage: Helps protect against losses due to burglary, robbery, or employee dishonesty.
  • Inland Marine Coverage (optional add-on): Safeguards cargo, tools, or equipment while in transit or storage.

What is Commercial General Liability Insurance?

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Commercial General Liability (CGL) insurance helps protect your business from some of the most common risks — including bodily injury, property damage, and personal injury claims. Whether the incident occurs on your premises or at a job site, a CGL policy is your first line of defense against lawsuits and liability expenses.This coverage is essential for any business that interacts with the public, clients, or vendors. It allows your operations to continue even while handling real or alleged claims of negligence, helping to cover legal fees, settlements, and medical costs. Often bundled with Commercial Property Insurance, a CGL policy is a foundational part of any smart risk management plan.

Coverage Built Around You

At Prime Insurance Services, we don’t just sell policies, we build protection around your life. With access to a trusted network of top-tier carriers, we help you find the right coverage at the right price for your car, home, health, business, life, and more. Whether you're starting fresh or switching over, Prime Insurance Services makes it simple to protect what matters most.

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Personalized Service

Our agents work closely with you to find the best coverage options tailored to your specific needs.

Reliable Support

Our customer care team is here whenever you need clarity, answers, or help managing your policy.

Competitive Rates

We partner with top-rated carriers to provide you with affordable and reliable insurance solutions.

Quick & Easy Quotes

Get a free, no-obligation quote to see how much you can save.