Business & Commercial

No matter what kind of business you own and operate, it’s vital to protect it. Our services include protection against property damage, liability, building coverage, office equipment, daily operations, and compensation that can arise from claims, litigation and crime.



Our Services:

•BOP-Business Owner Policy

•BOND

•Business Property Insurance

•Credit Insurance

•Commercial Auto Insurance

•Employee Benefit Liability

•E&O

•Fire Legal Liability

•General Liability Insurance

•Product Liability Insurance

​COMMERCIAL INSURANCE​
What do I need to know about Business Insurance?
What are my coverage options?
What are the benefits of Commercial Auto Insurance?
What are the benefits of Business Owners Insurance?
What is Business Liability/Commercial General Liability Insurance?



What do I need to know about Business Insurance?
commercial insurance is designed to help protect many of the risks your business can face, including: damage or destruction to your business vehicles, office equipment, and inventory. Loss of income in case you have to close-up shop temporarily because of a covered loss and crime coverage including robbery and burglary, even employee dishonesty.



What are my coverage options?
Flexibility is the key to success. Whether you own a small to medium sized or large business, we can tailor a business package policy that is appropriate for you and your business. Our agents are specialists specified to each department, thus, they scout for every detail to better serve your business needs by offering an array of limits and deductibles as well as enhancement options in specialty markets. Please call our toll free number to speak with one of our representatives at (888)548.5444



What are the benefits of Commercial Auto Insurance?
Liability Coverage: In case you're sued as a result of an auto accident.
Collision Coverage: Helps cover physical damage to your vehicle due to collision or upset.
Comprehensive Coverage: Helps cover physical damage to your vehicle due to fire, theft and glass breakage.
Rental Reimbursement Coverage: Helps cover the cost of a replacement vehicle for a specified period of time when your vehicle is disabled due to an insured loss.


What are the benefits of Business Owners Insurance?
Commercial insurance is designed to help protect many of the risks your business may encounter, including:
damage or destruction to your business vehicles
certain liability exposures resulting from the operation of your business vehicles
damage or destruction to your office equipment or inventory
loss of income in case you have to suspend your business temporarily due to a covered loss
certain business related liability exposures such as, wrongful entry or search, libel, slander and even certain offenses arising out of your business's advertising
risks to your cargo while in transit or storage
theft or loss of tools and equipment
crime coverage including robbery and burglary, even employee dishonesty


What is Business Liability/Commercial General Liability Insurance?
Commercial General Liability Insurance Protects Your Business From Common Liabilities.

Your business is exposed to liabilities every day. The only way to protect your assets is to carry adequate business liability insurance. A Commercial General Liability (CGL) insurance policy is the first line of defense against many common claims.

General Liability insurance covers claims of bodily injury or other physical injury or property damage. It is frequently offered in a package with Property insurance to protect your business against incidents that may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.

ALL RIGHTS RESERVED PRIME INSURANCE SERVICES INC @ 2017

9891 Irvine Center Dr. Ste 160 Irvine, CA 92618

CA LIC #: 0D48024

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